Though we wish it didn’t, so many of our decisions come down to money. And unfortunately, the hard truth about raising a child is that it’s expensive. Medical bills, clothes, food, diapers, schooling…the list goes on. It’s one of the reasons why unwanted pregnancies are so profoundly terrifying. How can I afford to raise a child? It’s not the only question you ask yourself when exploring your options while pregnant, but it is an important one. That’s why we’ve put together this blog of resources that are either free or provide financial aid for pregnant women. Because we believe that a child’s life is a gift where money shouldn’t be an issue.
Adoption Centers Cover Costs
Though it’s a small part of the costs of being a parent, pregnancy-related expenses are still significant, even more so for those who are already struggling financially. There are doctor visits and prenatal care costs. But if you choose adoption, those are all covered by the adoption center. And some centers, like St. Elizabeth Foundation, even cover living expenses for you while you’re pregnant.
Unwanted Pregnancy Medical Help in Baton Rouge
If you cannot pay for doctor’s visits or do not have health insurance, there is a federal funding program called Title X (10). This program funds medical costs such as birth control, GYN care, and other reproductive health services for those who cannot afford them. It is important to note that this program does not pay for abortion care. To qualify, you will have to provide the most recent four-week snapshot of your income (such as recent pay stubs or proof of unemployment benefits or inability to work). This helps assess what amount you can pay using Title X’s discounted fee scale. There are other medical insurance services also offered with financial aid, such as Medicaid or the Family Planning Benefit Program (FPBP). Call 1-866-600-6886 to see how you can apply.
Assistance in Child Care Costs
If you choose to keep your child but are unsure if they will get the care and attention they deserve because you attend school or go to work, there are programs to help. One such program is the CCAP (Child Care Assistance Program). “To support all families in accessing high-quality child care, the Child Care Assistance Program (CCAP) provides financial assistance to low-income families while they are working or attending school.” Here is a helpful flowchart to help you navigate the application process and see if you are eligible.
Another program that’s out there to offer education, health, parents involvement, and social services for low-income families at no cost is Head Start. This program is offered in many different settings, such as child care centers, family child care homes, and public schools. Early Head Start is a version of this program that focuses specifically on pregnant women and children ages zero to three. Find the nearest Head Start program by using this online locator or call 1-800-486-1717 for more information.
Remember, You’re Not Alone
We understand that this can all be overwhelming. An unexpected pregnancy, the worries, and complications of financial aid—it’s all so much. So take a deep breath and lean on someone you can trust. You can trust us at St. Elizabeth because we understand how difficult this is for you. We’ve helped many women in your same position. So reach out. We’re happy to answer any questions.